In order to better understand how the  Tangible-asset, Retirement-funding Trust project  works, a review of some basics of economics is in order.   Traditional economics taught that there were four sources of income:  land, coordination, labor, and capital.   As human kind slowly developed social structures, these four parts evolved into a hierarchical structure.   

Land represented the king, the ruler, the land owner.   He controlled everything.   Second in command was coordination.   These were the men who followed the king's orders and did the hands-on controlling.   They told the laborers what to do.    The third aspect was labor.  These people were at the bottom on the pecking order.   In many cases they were slaves or indentured servants.   The fourth aspect was capital -- the use of someone else's assets (money, tools, land, servants, etc) to fund, finance and/or to assist  the land owner and to enhance his chances of success.   The asset lenders expected to be paid for the use of their capital.  

Individuals who were laborers  were considered expendable.   Other than to keep some of them alive and working, what happened to the laborers and  how they and their families lived (or died) was of little or no concern to the land owner.   The coordinators, although more valuable than the laborers, were also expendable.   This evolved into a huge divide between labor ( the people - the public -  workers - employees)  on one side and the combined power of land, capital, and the highest end of coordination on the other.   This combined force is what today is referred to as the power of "the super wealthy."  

That battle continues to this day.   The super wealthy have influenced government laws to the extent that they now own the structures that control the United States government.   One has but to examine the activities of "Resident" Bush and the people he works for to see that the super wealthy are intentionally and systematically destroying the middle class and replacing it with the antiquated feudal, two class system consisting of  the super wealthy and the super poor.   

The TLC-Life-Center Team is proposing a way to reverse this trend.   One piece of our proposed solution is the Tangible-asset,  Retirement-funding Project.   Individually, most people lack financial power, but the collective effort of many people working together, can do what the United States Social Security System  was originally designed to do.    

This section will examine the long-term results of creating  tangible-asset-based, trusts  (and/or other similar ways to control money)  and how these money- controlling structures relate to the four sources of income described above -- labor, coordination, land, and capital.

Labor:   If you are one of the vast majority of humans, your source of money comes from or has come from your labor, if and when you stop working, your income ceases.   Because the old ways of caring for the elderly are seriously flawed, this leaves the vast majority of elderly people  in serious economic deprivation.   Why?   

1)   Because Social Security is a tiny fraction of what it could have been;     (See the  description on page three:   Retirement Funding -- What Not to Do ²)

2)   The money in a large number of corporate pension funds have been swindled away from the employees by the corporation's controllers using government-endorsed, Enron-style accounting.   (At the behest of major corporations such as American Airlines, congress passed laws that allowed corporations to default on their obligations to retirees.  Once it became obvious that American Airlines successfully walked away from its obligations,  hoards of other corporations  jumped onto the screw-the-retirees bandwagon and as a result, multiple billions of dollars have been "legally-stolen" from pension funds.)   

3)   For those who do have retirement funds in the stock markets, money managers end up putting a significant portion of that money and/or its earnings in their own pockets. 

4)   The scariest part is that most retirement money is held in extremely vulnerable assets such as stocks, bonds, mutual funds, and bank accounts.  These investments are in the form of value-losing dollars or promises to pay.   When the promise goes away, so does your retirement money.   Where is one's retirement money if and when there's a major economic downturn in the stock market?   

Why Labor Should Store Its Retirement Benefits in the Form of Tangible Assets:   In theory here's retirement for a laborer in summary:  One works a life time to buy needed goods and services, and stores some goods and service for one's old age.   Those stored goods and services must be still both valuable and usable years after they are earned.   One can store those goods and services in the form of gold, silver, income-producing  real estate, and/or other durable assets.   During retirement, one transforms those stored goods and services  into in-the-moment usable goods and services such as food, clothing, and shelter.    

One can also store his/her future goods and services in the form of value-losing dollars and/or in the form of promises to pay such as stocks, bonds, mutual funds, corporate retirement promises, and bank accounts.   Often people have their entire retirement based on a promise on the part of management of the corporation they spent years working for.

What happens if a company goes bankrupt or  goes out of business and/or defaults on its retirement fund promises?   In the traditional format, the employees lose their retirement money.   BUT:  If the employees of that company had, collectively, taken money instead of retirement promises, and then held that money in an  independent, professionally-managed, tangible-asset-based  retirement trust, then what the company did or didn't do becomes irrelevant (unless the trust is heavily invested in the bankrupt company).   The  company can't default on its retirement promises because it has no promises;  its retirement obligation has already been paid.   Even if it goes out of business the retirement money is safe.   Why?   Because the business, itself, had no control over the retirement trust.   The employees, collectively, control the trust.

When retirees control their own retirement assets in the form of independently controlled, professionally-managed, tangible-assets trusts, they are not at the effect of anybody's promises.   

Coordination:   Unless you are one of a tiny minority who is at the very top of the coordinators, such as corporate CEO's, you are in the same boat with the laborers.   For example, the shop foreman may be paid a fixed salary instead of an hourly wage, but he still  has little or no real control over the company and, from the perspective of the CEO, he  is just one more expendable employee.

Land:   The term "land" has been altered from its old, traditional meaning.   Today this category includes assets  such as a business' land, business buildings, and the other physical property used in a business.   It includes commercial real estate, residential real estate, mineral rights, and the like.   If the physical assets are owned free and clear (with no outstanding debts attached to them), and if the business assets are not part of a dying business,  the assets are  safe no matter what the money manipulators do.   This type of property  is a major, dependable storage of wealth and usually is also a significant source of income.   It's a  secure investment because it has an intrinsic value within it -- a value within  that cannot be stolen.   Even in a financial  crash, the basic value is still there.   

Capital:  Capital has replaced the king.   It now dominates everything, and for many people, it has even replaced their traditional beliefs in God.  As you are well aware, money interests control and/or dominate almost everything on the entire planet today.   The TLC-Life-Center Team refers to phenomenon as the worship  of the Great God Money.²  

Those who worship The Great God Money  are not the slightest bit interested in your well-being or the well-being of planet Earth.   Money is all that matters.   Even when these people have more money than they could spend in a hundred life times, they are still working for more money.   "A Few Dollars More" is their call to arms, and they have their own "Golden Rule:"   "He who owns the gold, rules."   

Those who participate in underhanded, unethical (often illegal or secretly manipulative)  money-acquiring practices are the adult version of the schoolyard bully.   Out of fear and out of a destroyed self-image, these people stand on everyone else in a futile attempt to to feel safe.   That's not to say that these people are inherently bad.   They have been seriously mis-educated and/or educated into a culturally controlled belief system that is dysfunctional and obsolete.   Their fear, their training, and conditioning dominate and control their lives and their behavior.   **rs2

Dethroning the False Beliefs:  As part of The New Corporate World Foundation's Win-Win Business Structure,  **ncw1  our job is two-fold.    First to assure the wealthy, that they have nothing to fear from others becoming wealthy.  **ncw4    Second, to teach and demonstrate how laborers and coordinators can also become beneficiaries  (recipients) of  the income from land and capital.   

Although it's obvious to those who look, it's rare to hear anyone speaks publicly about the fact that assets held in trusts, foundations, and similar legal structures are where wealthy families  get the majority of their money.   The wealthy people who control these asset-holding organizations manipulate conditions, laws, and circumstances to provide themselves with an abundance of money which they use to live  lavish lifestyles.   They play-down this fact or simply ignore it because they don't want others to get into the game and have equally profitable cash cows.   They fear that if others have money, their money and lifestyles will be threatened.   And what you won't hear anywhere, except from the TLC-Life-Center Team, is how you can re-adjust your approach to money and move step by step closer to the way the wealthy control and use money.

Why Create Mutual-Support Teams:

   Because this is an orderly, safe, legal, step-by-step process of making major changes in the lives of those who choose to improve their own lives and the lives of their present families and their descendents.   

   Because it's a long-term solution to the present day's gross  financial inequities.  

    Because it's  a reversal of the present trend toward a two-class society made up of the super wealthy and the super poor.    

    Because it also honors spiritual truths and the divine nature of all beings on planet Earth.   

    Because if present trends continue, life on Earth, as we know it, will cease to exist.   Some humans will almost certainly survive, but the conditions under which they live will be almost unrecognizable by today's standards.  For example, imagine and earth with no icecaps, the ocean forty feet deeper, and most if not all large animals extinct. **rgw1

The project offers a major shift away from funding  retirement programs  with false promises.   It's a shift into putting the employees' retirement money directly into an employee-controlled trust fund at the same time that an employee is paid.    Why?  Because it's the employees' money, not the corporation's money.   It's really about freedom of choice and about letting the employees control their own retirement destiny.    It's about letting those who own the  money control how and  where their money is invested.

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