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We (at ThePeacefulRevolution.com) know How to Reverse Global Warming.    Two programs designed 
to Reverse Global warming:   Economic Sanity 101  and  The New Corporate World.  
Economic Sanity 101 and  The New Corporate World are partners in the process.  

Economic  Sanity 101

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Offering  New-Consciousness Solutions  
to Present-day Problems

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TLC-Life-Center Has  Over Fifty Websites.   TLC-Life-Center's Introductory Page

 

 

Welcome to Economic Sanity

 

 

 

The reversal of Global Warming and 
        the return to
Economic Sanity 
                are intimately inter-connected.  
                         You can't have one without the other. 

If humans are going to Reverse Global Warming 
        
Before It Becomes Unstoppable
               we must start by resolving our economic crisis.

 

 

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Setting the Stage

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The proposals described on this website offer viable, functional, and relatively easy-to-implement solutions to two, major, financial  problems:   

    Ending the Home Foreclosure Crisis.   

By separating personal and small business lending from corporate, big-business lending, and by handling personal and small business lending by way of a nationwide network of non-profit foundations, the home foreclosure crisis can be ended in less than six months.   This process will also provide substantial moneys to fund county and city governments.

    Ending the corporate management policy of "Profits First"
          and "Profits at Any Price."   

We'll show you how to create a new corporate management structure that will return billions of dollars to the working class and give corporate employees, corporate  customers, and the environment equal priority with making a profit. 

The most common first response to these proposals is disbelief.    Society has been brainwashed into believing  that these problems are either unsolvable or that the solutions are years away.   The idea of offering  viable, functional, and relatively easy-to-implement solutions  appears to be too good to be true. **mc5   

Because much of the evidence supporting them has been ignored, suppressed, or denied, we invite you to reserve judgment until you have examined the evidence.  

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Before taking you to the solutions,  ( Home Foreclosure )   ( Profits First )   it's important for you to understand where we are right now, January 2010.

With regard to resolving our financial crises, every solution thus far given any significant attention in the public media has come from people with serious conflicts of interest.   We had high hopes for President Obama, but it's obvious now that his presidency is under the control of the banking and other financial interests.    The financial institutions are presently collecting billions of dollars in interest on loans.  What happens to that interest money is the real issue.   Because those who run the financial institutions dominate the federal government, any so-called solutions that come from the government will include the super-wealthy keeping their hands in the wallets and in the pockets of the working class.   One may hear numerous solutions proposed by the so-called financial experts, but you can bet that they will not solve the core problems of the financial industry.   

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No matter how much money the government pumps into the banks and into other financial institutions, that money is not going to solve the financial industry's fundamental problems  -- problems such as:   Profit's for the super-wealthy first,   Profits at any price,   Completely ignoring Runaway Global Climate Change,   Huge conflicts of interest,   Usury-level interest rates,   Sixty-to-one leveraging,   Shady lending practices,   Lending and charging interest on make-believe money

Top that off with:

 **   Excessive government deficit  spending to finance an ineffective and counterproductive war in Iraq,  

**   A defense-only strategy in the war on global terrorism, and 

**   Wall Street mogul's continuing fraudulent financial specialization in the stock market and in the money and commodity markets.

By what's being peddled in the media, one could get the impression that the financial problems are all but over, but under the media hype, financial disasters are waiting in the wings.   And, all the while, the even more serious Runaway Global Climate Change  is either being ignored completely or being given token lip-service.       

These core financial and environmental problems cannot and will not be resolved with more deficit financing.   Simply adding regulations won't solve these problems, either.   

The solution requires major restructuring of the management portion of the financial industry and/or in a replacement of that portion of the financial industry that deals with loans to individuals, home owners, and small businesses.

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Free Handouts:   Simply handing out government money to the public doesn't work.   In the spring of 2008,  the Bush administration deficit spent 168 billion dollars of the tax payers money on what was labeled a "stimulus package."   This type of solution has been more accurately labeled,  "The Cocaine Solution."   In the short term, it does it's intended job -- it creates a pleasant high.   In the long-run, it creates a destructive crash.   The Bush administration's  stimulus package simply amplified the deficit spending problem by 168 billion dollars.   

You have probably heard the Maxim,  "Feed a man a fish and you feed him for a day.   Teach him how to fish and you feed him for a lifetime."   The Bush administration's 168 billion dollars stimulus package was a variation of the "Feed him for a day."  

Tax Breaks for the Wealthy:   Pumping money into the existing financial system doesn't work either.   Do you remember The Bush administration's Trickle Down Economics -- tax breaks for wealthy which were supposed to be passed on the people and stimulate the economy?   In terms of accomplishing its publicly stated goal, that too, was a dismal failure.   

Bailing Out the Crisis Creators:   The latest round of deficit spending, the 700 billion dollar bailout, is also doomed to failure in stimulating the economy.   Why?   Because it gives money to those who created the crisis and ignores the engine of the economy.    

(Update - Jan 09 --  The banks (and other financial institutions) received 300 billion dollars of that money in November of 2008 and now Congress can't get any straight answers about what the banks did with the money.)  

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The Most Fundamental Problem

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When one examines the various aspects of the financial crises, the same  fundamental cause shows up time after time --  lack of money (lack of liquidity).   The infrastructures are still sound.   The workers are still there ready, willing and able  to produce all the necessary goods and services.   The homes, the factories, the transportation system, the sewer system, the electrical system, the educational system, et cetera, et cetera are all still there and functional.  What's always missing is one thing and one thing only --  the medium of exchange -- the money that makes the system function -- the money that allows all these pieces to interact with each other in a harmonious and productive manner.   The potential buyers of goods and service are there also, but they have no money.  

This brings up some logical questions:  The money was there, so when, where, how, and why did the money get pulled out of the system?   We are about to answer that question, but there is an even more pressing question to address first:  " Is money  still being taken out of the system?"   the answer is a resounding YES!   Then we ask:

How is it being taken out?   

How do we stop the outflow?   and  

How do we recover or replace the missing money?   

Empower Working Class           Empower Working Class        ...

Using a medical analogy, imagine an injured person bleeding.   One of the first steps in saving his or her life is to stop the bleeding.    

Now transfer this analogy to the working class.   The lifeblood on the economy is money.    The working class is seriously hemorrhaging money from at least six major wounds and dozens of lesser ones.   We'll mention only the three we are presently focus on and refer those interested to the full list.         

**   The unrealistic lending practices++ in the financial industry primarily expressed in the collapsing real estate market is taking billions of dollars and millions of homes away from the working class.  

++  Subprime lending and other destructive and deceptive lending practices

**   Manipulative, corporate borrowing practices are another major problem.   Using corporate stocks, the super-wealthy are silently siphoning billions of dollars out of corporations.  This prevents corporations from financing health care and paying fair wages.

**   Usury-level interest rates of credit card lenders is the cause of billions of additional dollars to move from the pocket of the working class into the bank accounts of the super-wealthy.

You could also think of these money leaks as a dam with gaping holes in it, or as a security fence with breaks in it, or like trying to run a ship with holes its hull.    Imagine  trying to heat your home in the winter with the open windows.   In order to function properly, these fundamental flaws, these money leaks must be acknowledged and dealt with responsibly.   Anything else is "whipped cream on garbage."   For more on financial manipulation, readers are directed to the page titled:   Where Have All the Dollars Gone?   

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The working class people, the self-employed and those employed by both large and small businesses are the real engine of the economy.   The people who actually produce the goods and services are the power people who keep the financial system functioning. --  NOT the financial institutions!  --  NOT the corporate leaders!  --   NOT the politicians!  --   NOT the Government bureaucrats!  --  NOT the Wall Street money managers!   BUT the working class people.  

To re-create the upward cycle, one cannot simply give money to those who already have more than they need.   It must go to those who need it --  to the  engine of the economy, to the working class.    

For years , the working class has been paid  "nine dollars an hour in a fourteen-dollars-an-hour economy."   In the long-term, that's a ticket to disaster.   We are presently reaping the destructive consequences of years of government and corporate financial mismanagement.

In order for the working class to  produce the nation's goods and services, these people must have adequate food, clothing, shelter, transportation, medical care, education and discretionary money.  They must have enough income to experience a safe, healthy, and reasonable standard of living.   

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A Return to Economic Sanity

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Re-Vitalizing the Economy:   If we are going to end the present financial crisis, we have to stimulate the growth of the economy.  To do that, we have to go to where it grows.   It grows by the effort, the ingenuity, and labor of the working class.    The men and women of the working class are the producers of the goods and services.  They are the ones who make the real tangible wealth.   

Real Money:   Real money is one thing and one thing only.   It's a form of goods and services. **ff2   Money is missing because goods and services are missing.    The goods and services are missing because the creators of the goods and services are being  abandoned, discounted, ignored, misused, lied to, milked for money, mis-educated, and grossly underpaid.   The tools for creating goods and services, the infrastructures, are being allowed to deteriorate, and the jobs are being shipped overseas.

In the place of real money, we have fiat money which  is a gloried form of "monopoly" money.   The Federal Reserve creates this, at will, by printing paper money and by creative accounting in which they make computer ledger entries and then declares that to be money  

The Destruction:   We cannot destroy the engine of production and expect to be wealthy.   We cannot allow our health and education systems to be destroyed in order to pay state, county and local bills and expect to be wealthy.   We cannot allow the American infrastructures to continue to deteriorate and expect to be wealthy. **m5    We can't grow potatoes in a banker's high-rise office  building!   

Who Creates the Wealth?   The bankers do not make real money.  The politicians do not make real money.   The super-wealthy do not make real money.   The people do!   The working class does.   

The Pretenders:   The bankers, the politicians, the super-wealthy create only fake money, technically known as fiat money, **m2  and use that make-believe  money to manipulate the people and the monetary system to their own advantage.   By legalizing what used to be criminal activities, such as charging usury-level interest rates, the super-wealthy have taken billions of dollars from the working class.   Betting on whether the stock market goes up or down used to be illegal.  Today speculators  gamble on the rise and fall of the stock market using a tool called subprime derivatives  **m3  The gamblers are called "hedge fund" managers and "investment bankers." 

Usury:   In the days of Al Capone, usury  (charging borrowers excessive interest rates)  was illegal.  Today charging exorbitant interest rates is legal, and it's the life blood of the financial industry.  

The Bottom Line:   is that the consumers and the hoarders of the goods and services have exceeded the destroyed and deteriorating production capacity of the producers of goods and services.  In the name of profit by the super-wealthy, and in the name of survival by the people, the environment has been over-fished, over-grazed, over-cut, over-populated, excessively polluted, callously destroyed and arrogantly ignored.   We have turned on Nature's Doomsday Machine and we have about five years in which to turn it back off again of face the death of billion of human beings. **ff1   

Go to Where Wealth Grows:   If we are to stimulate the growth of the economy, we have to go to where it grows.   We have to stimulate the producers of those goods and services.   Bailing out multi-billion-dollar financial institutions may look like a solution.  IT'S NOT!   It's treating symptoms.   It's focus is on money-lenders, politicians, and the super-wealthy.  

In spite of having said this before:   If we want to stimulate the growth of the economy, we have to go to where it grows.   We have to stimulate the producers of those goods and services  -- The Working Class.   

We also have to bridal unbridled capitalism.   Regulating the financial industry is only a minor piece of that process.   We have to expand the present purpose of business from profits at any price to include the requirements of employees,  customers, the environment and the money lenders.   

 

Partnering businesses with non-profit foundations is a key to solving this financial crisis.  Partnering government service agencies with non-profit foundations is a second key to solving this financial crisis.

For the full explanation of the process, follow the links below.

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The Future of Corporations

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The New Corporate World Foundation's Win-Win Business Structure, is the future of the corporate world.   It's all but inevitable.  Once a single corporation in any industry adopts this  Win-Win Business Structure, its competitors will have two options:   follow suit and make the same basic change or lose a significant percentage of their customers.  

Shifting to  The New Corporate World Foundation's Win-Win Business Structure, is parallel in scope to the way computers replaced typewriters.    The changes will be equally as remarkable, and it will dramatically  change the world.   It will begin to be seriously examined and adopted by corporations as soon as just one corporation realizes the huge advantages it offers and actually makes the simple changes required.  

But, don't believe any of this.  
Examine the evidence and the alternatives
:
 

Unbridled Capitalism Gets Bridled

The Benefits of Foundations

How to Solve the 2008 Financial Crisis

 

How to Stimulate the Economy

 The New Corporate World -- Win-Win Business Structure ²  

 Speaking to the Children of the Moneyed Elite  ²  

 

The Financial Bailout

 The Financial Bailout  --  Who-What-When-Why-How

 A New Way to Process Home Foreclosures

 How to End the Home Foreclosure Crisis 

 Funding Small Businesses

 

Complete Site Map

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TLC-Life-Center Family of Websites

Copyright © 2008  --    Robert E. Coté   --   The Life Center

All rights reserved.     See:   Terms of Use  ²

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Notes and References

  **ff2  **ff2    What is money  In a properly functioning monetary system, real money has eleven vital attributes that are missing in fiat money.

http://www.EconomicSanity101.com/small-business-funding.htm#WhatIsMoney
and
http://www.Money-God-Money.info/money-defined.html#55

**m2  **m2   Fiat Money  Fiat money is a gloried form of "Monopoly" money.   It's make-believe money.   It's paper money which the Federal Reserve creates by running  its money-printing presses or it's cyberspace money that it creates by arbitrary ledger entries.   It does both of these with absolutely no supervision.

http://www.Money-God-Money.info/money-defined.html#FiatMoney 
and
http://www.EconomicSanity101.com/small-business-funding.htm#WhatIsMoney ²

**m5  **m5   We cannot allow the American infrastructures to continue to deteriorate and expect to be wealthy.  

http://www.EconomicSanity101.com/resolving-2008-financial-crisis.html#Infrastructure

**m3  **m3   Subprime Derivatives are one of those too-complicated-to-understand tools of the Wall Street money manipulators.   One can find two excellent explanations of subprime derivatives on youtube.com.   One is technical and explains what it is and the other is a satire on the process which actually explains quite well what it does and the destructive result it produces.

Technical:  http://www.youtube.com/watch?v=0YNyn1XGyWg&feature=related

Satire:         http://www.youtube.com/watch?v=UC31Oudc5Bg&feature=related

**ff1   **ff1   Unless we make significant changes immediately, Global Climate Change is about to kill most of humanity. 
http://www.HowToReverseGlobalWarming.info#NaturesDoomsdayMachine ²  

**ff9    **ff9   When corporations shift to the Win-Win Business Structure, the consequences will be phenominal beyond words.   http://www.New-Corporate-World.info#39 

**mc5   **mc5    If you are shaking your head and saying this is impossible, we direct you to the page titled:  Too Good to Be True ²  

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